As a homeowner, you have made a significant investment, and it makes perfect sense to do everything possible to protect and maintain that investment. Having your gutters regularly cleaned is the type of household maintenance that many people either ignore or forget about it. After all, if it ain’t broke, why fix it. Unfortunately, this train of thought is badly flawed because, by the time you find out that you have a problem, a lot of damage could have been done to your home.
Don’t Worry It Will Be Covered By The Home Insurance!
Many people have a false sense of security regarding their home insurance policies; it might even be a good idea to work on the theory that the insurance company will not pay out, thus forcing you to take all necessary precautions. When was the last time you read all of the fine print of your home insurance policy? The reality is that most people have never read the small print. We did some research for you and highlighted some of the terms and conditions, which hopefully might give you pause for thought.
What Does The Small Print Say about blocked gutters?
Confused.com is one of the biggest price comparison websites for home insurance. This is what they say in regards to your property being damaged due to a blocked gutter.
“If your home is damaged from water overflowing from a blocked gutter, your insurer may turn down a claim because you should have kept your gutters clear.”
Churchill gives similar advice.
“Poor upkeep could also seriously affect your claim if the insurer decides that maintenance would have prevented the problem from occurring. That’s why you need to keep your home in tiptop shape, giving it a full MOT after the winter months especially, checking for blocked gutters and loose tiles on the roof.”
Finally, let’s take a look at Aviva.
“Property Insurance is designed to indemnify for any losses or damage directly caused by the insured perils specified in the policy. Normal wear and tear is a specific exclusion of most insurance contracts, and many claims are rejected on the basis that damage was more directly caused by poor maintenance rather than by an insured peril. Insurance should never be seen as an alternative to good risk management.
Routine, ongoing, and preventative maintenance will not only help keep a property in a good state of repair but will also help make a property more resilient to potential losses. Neglecting routine building maintenance will often result in the need for costly and more disruptive remedial work.”
Why Choose Window Shine For Gutter Cleaning in Dunfirmline?
Most insurance policies will expect you to have your gutters cleaned once a year. In the case of a claim, they can reasonably be expected to ask for proof that this process took place. That is why at Window Shine, we will always provide our customers with a dated invoice detailing the work which was completed. This is the irrefutable evidence you can give to your insurer to demonstrate that you have taken all reasonable steps to maintain your home – even if it is a three story property with very high guttering.
Our gutter cleaning service is quick, efficient, and affordable. We use state of the art equipment to ensure that all dirt and debris is removed and that water flows freely into your drainage system. For more information or to obtain a free no-obligation quotation, contact our customer services team on 01383 601223.